Iowa State Savings Bank

Sweep Services

Built to help businesses manage balances between accounts automatically

Sweep services move funds between designated accounts based on balance activity and operating needs.

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Sweep Options

The right sweep option depends on how your business manages account balances and cash flow.

Standard Sweep

A standard sweep automatically moves funds between accounts at the end of the day based on predefined rules.

How it helps

  • Keeps operating accounts funded
  • Reduces the need for manual transfers
  • Works in the background with minimal oversight

Commonly used when

  • You want a straightforward setup
  • Account activity remains consistent
  • You prefer a more hands-off approach

Advanced Sweep

An advanced sweep allows funds to move throughout the day based on activity, helping manage balances more actively.

How it helps

  • Responds to account activity throughout the day
  • Supports higher transaction activity
  • Provides more active balance management

Commonly used when

  • Cash flow changes throughout the day
  • Multiple transactions impact balances
  • More active account management is needed

Talk through how your balance management needs

A short conversation can help determine which sweep option fits your business.

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