Interest Rates
Rates effective 10/16/2025 | APY = Annual Percentage Yield
Consumer Money Market
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| Balance |
Interest Rate |
APY* |
| $200,000 and over |
1.045% |
1.05% |
| $100,000 - $199,999 |
0.946% |
0.95% |
| $50,000 - $99,999 |
0.846% |
0.85% |
| $25,000 - $49,999 |
0.698% |
0.70% |
| $10,000 - $24,999 |
0.449% |
0.45% |
| Less than $10,000 |
0.349% |
0.35% |
Savings Accounts
Reserve Savings, Balance Builder, ISSBees Savings Club
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| Balance |
Interest Rate |
APY* |
| $2,500 and over |
0.549% |
0.55% |
| Less than $2,500 |
0.250% |
0.25% |
Premier Checking Account
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| Balance |
Interest Rate |
APY* |
| $100,000 and over |
0.549% |
0.55% |
| $25,000 - less than $100,000 |
0.499% |
0.50% |
| Less than $25,000 |
0.300% |
0.30% |
Interest Rewards Checking Account
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| Rate Type |
Balance |
Interest Rate |
APY* |
| Special Rate (met qualifications) |
$0.01 to $15,000 |
3.875% |
3.95% |
| Market Rate (met qualifications) |
$15,000.01 and over |
0.549% |
0.55% |
| Base Rate (did not meet qualifications) |
$0.01 and over |
0.300% |
0.30% |
Qualifications
Get rewarded for the way you like to bank! Earn a special interest rate when you meet these simple qualifications:
If you don't qualify, you still earn interest at the base rate for that monthly qualification cycle.
*APY, rates, and terms are subject to change. Fees may reduce the earnings on interest bearing accounts.