Savings & Money Market
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Our savings account options provide the earning power you want with the flexibility you need. At Iowa State Savings Bank, we help put your financial goals within reach.
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Balance Builder Savings Account
Earn interest and begin building financial security for any situation
- No minimum balance
- Tiered interest rates to reward higher balances
- Free ATM card
- 3 free withdrawals per month, $0.20 each after
- Mobile & Online Banking access
Open Account
Reserve Savings
Protect yourself from possible overdraft charges while growing your funds
- No minimum balance
- Tiered interest rates to reward higher balances
- Automatically transfers funds to checking account in $50 increments to cover Non Sufficient Funds (NSF)
- $2.00 per transfer to NSF checking
- Free debit card
- 3 free withdrawals per month, $0.20 each after
- Mobile & Online Banking access
Open Account
Money Market Account
Ideal for those wanting limited check-writing abilities and a competitive interest rate while maintaining a higher account balance
- No minimum balance
- No monthly fees assessed by maintaining a $1,000 account balance*
- Tiered interest rates to reward higher balances
- Unlimited cash withdrawals and in-bank transfers
- Check writing option - Write up to six checks per month
- Mobile & Online Banking access
Open Account
*$12.00 service charge assessed for balances below $1,000.
Christmas Club
Take the financial stress out of holiday shopping. Set aside money, earn interest and watch your funds grow all year long
- No minimum balance
- No monthly fees
- Interest bearing account
- Funds are paid out the beginning of November
- Annual renewal begins in November
- Mobile & Online Banking access
Open Account
ISSBee Savings Club
It's never too early to start saving money! An ISSBee Savings Club account is a unique way to get kids under the age of 14 excited about saving
- Youth under the age of 14
- No minimum balance
- No monthly fees
- Interest bearing account
- Earn prizes for making deposits in the account
- Mobile & Online Banking access
Inquire Form
Contact us to learn more.