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ISSB Advantage Home Loans

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Experience the flexibility of local lending solutions only at Iowa State Savings Bank.

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Rates as low as 6.94% APR

15-Year Fixed Rate Mortgage

  • Flexible terms (15 to 30 year loan) 
  • Rate fixed for 15-years
  • Save BIG on closing costs
  • Loan stays at Iowa State Savings Bank

Why Choose Us

Relationship-first values

Our relationship-first way of doing business positions us to learn about your unique goals and become your financial partner for years to come.

Local decision making

We have the flexibility of getting to know you and making our own lending decisions.

Affordable home ownership

By keeping your loan in Creston and Lenox, we can offer LOW closing costs. 

Personal, responsive service

We believe that your loan experience should be transparent and built with lasting connections.

Online Application Process

Apply online or work with our experienced lenders to begin your mortgage process.

Apply Online

*Rate effective 3/21/2024 and subject to change at any time. Financing Example: 15% down payment, $100,000.00 loan. 6.85% interest rate (6.94% Annual Percentage Rate (APR)).15-year loan with 180 monthly payments. The monthly principal and interest payment would be $890.65. If applicable, taxes and insurance may make payments higher. $80,000. minimum loan amount. Minimum credit score of 700. Standard underwriting applies. Owner occupied only. First lien only. NMLS #421412. Member FDIC.

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