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Employee Health Savings Account

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Healthcare costs are on the rise making it a challenge to provide an attractive benefit package to your employees. A Health Savings Account (HSA) from Iowa State Savings Bank combined with a High Deductible Health Plan from your insurance provider can reduce healthcare costs, and provide a tax-advantaged, lifetime medical savings account for your employees.

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HSA Benefits:
  • No set up fee
  • No monthly maintenance fee
  • Tiered interest rates to reward higher balances
  • Free debit card
  • Free online statements
  • Free online and mobile banking access
  • No minimum opening balance
How to get started:
  1. Contact your insurance provider about an HSA-qualifying High Deductible Health Plan.
  2. Once you offer a High Deductible Health Plan, then your employees can open an HSA with us.
  3. Determine if you will be contributing to your employees' HSAs. Direct deposit is available.
  4. Employees visit an Iowa State Savings Bank location or call 641-782-1000 to set-up their accounts.


Contact us to learn more. 

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