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Home Equity Loans & Lines

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Are you dreaming of a new kitchen, boat or vacation? Get the money you need by tapping into your home's equity. You've been taking care of your home for years...now it's time to let your home take care of you.

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Home Equity Line of Credit

A home equity line of credit (HELOC) is a flexible credit line with the benefit of anytime-spending possibilities. A HELOC can be useful if you're planning a major project with multiple expenses or if you want ongoing access to funds. We have the line of credit to fit your needs.

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  • Variable-rate or fixed-rate financing - you choose the option that's best for you
  • Funds available when you need it
  • No payments until funds are advanced
  • Repayment based on amount of credit line outstanding
  • Interest may be tax deductible
  • Easy access - advance funds from your credit line to your checking account through Online Banking or a call to your loan officer
  • Also serves as an emergency fund
  • Appraisal may be required
  • Property insurance is required

Home Equity Loans

Convert the equity in your home into cash you can use. With a home equity loan you can consolidate debt or pay for major expenses with the security of a fixed rate and steady payments.

What is equity? Equity is the value left when you subtract the debt on your home from the fair market value of your home. In other words, the price you paid for your home minus the remaining mortgage you have. 

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  • Variable-rate or fixed-rate financing - you choose the option that's best for you
  • Deduct interest paid*
  • Loan secured by the equity in your home
  • Appraisal may be required
  • Property insurance is required

*In many cases, interest paid on mortgage loans is tax deductible. Consult your tax advisor regarding tax advantages.

Crunch some numbers: Loan calculator


Meet Our Home Equity Specialists 

As your partner, we will guide you every step of the way to ensure you can access your home's equity as easily and stress-free as possible.

Meet our team

Contact us to learn more. 


Additional Resources:

Mortgage Calculators

Mortgage Checklist

Online Application

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