Iowa State Savings Bank

Loans

Financing for what comes next

Whether you are buying a home, refinancing, or covering a major expense, your loan should fit your situation.

Choose the option that fits what you are planning

Home financing

Buy a home

For purchasing a home with financing structured around your budget and timeline.

  • Options for first-time and experienced buyers 
  • Fixed and adjustable-rate loans

 

Apply Online

See loan details

Refinance your home

For adjusting your current loan to better fit your situation.

  • Lower your rate or monthly payment 
  • Change your loan term 

 

Apply Online

See loan details

Build a home

For financing a construction project from start to finish.

  • Construction and permanent financing options 
  • Structured around your build timeline 

 

Apply Online

See loan details

Use Your Home's Equity

For accessing the value in your home for larger expenses or planned projects.

  • Borrow against available equity 
  • Fixed-term or line of credit options 

Apply Online

See loan details

What to expect

When you work with us on a loan:

  • You will work with the same lender from start to finish 
  • Decisions are made locally 
  • Your loan stays here so your questions and next steps stay in one place

Meet our lenders

Other ways to borrow

Auto Loans

For purchasing a new or used vehicle.

  • Fixed rates and predictable payments 
  • Terms based on your purchase 

 

Contact a banker

See loan details

Personal Loans

For planned expenses, larger purchases, or consolidating costs.

  • Fixed rates and monthly payments 
  • Terms based on your needs 
 

Contact a banker

See loan details

Credit Cards

For everyday purchases and ongoing access to credit.

  • Convenient access to funds 
  • Accepted wherever major cards are used

 

Contact a banker

See details

Not sure where to start?

We can walk through your situation and help you decide what works best for you.

Contact a banker

Visit a location

Schedule a meeting

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