Auto Loans
Be ready to move when you find the right vehicle
When you are buying a vehicle, timing matters. We will walk through your options ahead of time so you know what to expect when you are ready to move forward.
Current Rates
| Rate | Term | Model Year |
|---|---|---|
| 4.99% APR* | up to 60 months | 2021 or newer |
| 5.49% APR** | up to 72 months | 2026 |
What to expect
We will walk through the details based on your purchase and where you are in the process.
- Purchase price or loan amount
- Monthly payment range
- Loan term based on your plans
- Dealer or private party purchase
How your loan is handled
Your loan stays with us, which allows details to be worked through as your purchase comes together.
- Decisions made locally
- One lender guiding the process
- Adjustments based on your purchase
When it fits
This option is often a good fit if:
- You are planning to purchase a vehicle
- You want to be prepared before or during the process
- You prefer to talk through options ahead of time
- You want a clear plan before making a decision
Get started
Talk through your situation and next steps
*Financing example: 4.99% Annual Percentage Rate (APR) is effective as of 4/15/2026 and is subject to change. $30,000 loan with 60 monthly payments would be $565.99 per month. Minimum credit score of 700. Standard underwriting applies. Autos that are 2021 and newer only. For auto purchase or refinance only; excludes business and real estate loans. Not applicable for refinance of existing ISSB debt.
**Financing example: 5.49% Annual Percentage Rate (APR) is effective as of 4/15/2026 and is subject to change. $30,000 loan with 72 monthly payments would be $490.00 per month. Minimum credit score of 700. Standard underwriting applies. New auto only. For auto purchase or refinance only; excludes business and real estate loans. Not applicable for refinance of existing ISSB debt.
