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It's time to get rewarded for the way you like to bank.

Why settle for average when you can be rewarded for using your checking account the way you like to bank. Receive cash back or earn premium interest rates with our enhanced checking accounts.

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Simple Cash Back

A simple, worry-free account that rewards you for making purchases with your debit card.

  • No minimum balance
  • No monthly fees
  • Free online statements
  • Earn $0.10 Cash Back each time you make a debit card purchase*

*Up to $5 per statement cycle, per account.

Paper statements available for $5 per month.

Interest Rewards

Ideal account if you bank electronically and want to earn a special interest rate.

  • No minimum balance
  • No monthly fees
  • Free online statements
  • Special interest rate on balances up to $15,000 during each statement cycle when you meet the following criteria:*
    • Must have one direct deposit OR automatic withdrawal; AND
    • You must use your debit card at least 25 times per statement cycle

*Balances exceeding $15,000 will earn a tiered interest rate. If electronic banking criteria are not met, all balances will earn at the regular market interest rate. Automatic withdrawals are funds transferred outside of ISSB.

Paper statements are available for $5 per month.


A traditional, interest-bearing account that rewards you for your checking account balance and offers exclusive banking perks. 

  • No minimum balance
  • No monthly fee with a daily minimum balance of $2,500 OR average daily balance of $5,000*
  • Discounted checks
  • Free online or paper statements
  • Preferred interest rates on CDs

*$10.00 maintenance fee assessed if balance criteria is not met. If you have over $50,000 aggregated balance, monthly fee will be waived.

Ready to Switch?

Switching to Iowa State Savings Bank is a breeze with our Switch Kit. Get started today or contact any ISSB branch and let us personally help you make the switch. Join Iowa State Savings Bank today! 

Ready to Switch Kit

Questions? Connect with our account experts.

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