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Interest Rates

Rates effective 08/16/2023 | APY = Annual Percentage Yield

Consumer Money Market

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Balance             Interest Rate APY*
$200,000 and over                       1.292% 1.30%
$100,000 - $199,999                    1.094% 1.10%
$50,000 - $99,999                        0.946% 0.95%
$25,000 - $49,999                        0.846% 0.85%
$10,000 - $24,999                        0.698% 0.70%
Less than $10,000                        0.499% 0.50%


Savings Accounts 

Reserve Savings, Balance Builder, ISSBees Savings Club

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Balance                   Interest Rate APY*
$2,500 and over                          0.747% 0.75%
Less than $2,500                        0.499% 0.50%


Premier Checking Account

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Balance Interest Rate APY*
$100,000 and over 0.747% 0.75%
$25,000 - less than $100,000 0.648% 0.65%
Less than $25,000 0.499% 0.50%


Interest Rewards Checking Account

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Rate Type                                         Balance Interest Rate APY*
Special Rate (met qualifications)                                                 $0.01 to $15,000 2.957% 3.00%
Market Rate (met qualifications)                                                  $15,000.01 and over 0.747% 0.75%
Base Rate (did not meet qualifications)                                       $0.01 and over 0.499% 0.50%

                          
Qualifications

Get rewarded for the way you like to bank! Earn a special interest rate when you meet these simple qualifications:

  • Must have one direct deposit OR automatic withdrawal (funds transferred outside of ISSB); AND

  • You must have 25 settled debit card purchases per statement cycle

If you don't qualify, you still earn interest at the base rate for that monthly qualification cycle.


*APY, rates, and terms are subject to change. Fees may reduce the earnings on interest bearing accounts.

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