Home Mortgage Rates
Rates effective 3/21/23
15-Year Fixed*
| Amortization |
Rate |
APR |
| 15-Years |
6.25% |
6.33% |
| 30-Years |
6.50% |
6.56% |
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Adjusted Rate Mortgage**
| Fixed Term |
Rate |
APR |
| 3-Year |
5.95% |
6.51% |
| 5-Year |
6.45% |
6.42% |
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Contact a Lender to Lock in Your Rate
Our loan decisions are made locally and your loan stays at ISSB. Contact a personal lender to lock in your rate and get started today.
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All interest rates are subject to change at any time. NMLS #421412
*Financing Example: 15% down payment, $100,000.00 loan. 6.25% interest rate (6.334% Annual Percentage Rate (APR)). 15-year loan with 180 monthly payments. The monthly principal and interest payment would be $857.59. If applicable, taxes and insurance may make payments higher. Minimum credit score of 700. Standard underwriting applies. Owner occupied only.
**Financing Example: 15% down payment, $100,000 loan. 5.95% interest rate (6.506% Annual Percentage Rate (APR)). 3-year loan with monthly payments amortized over 30 years. The monthly principal and interest payment would be 36 payments of $596.45 followed by 323 monthly payments of $637.78 at 6.630%. ARM based on 3-year treasury rate 3.77% plus a margin of 2.75%.
***Available to applications dated 03/27/2023-06/30/2023. $50,000 minimum loan. Owner occupied first mortgage only.