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Savings

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Our savings account options provide the earning power you want with the flexibility you need. At Iowa State Savings Bank, we help put your financial goals within reach. 

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Balance Builder Savings Account

Earn interest and begin building financial security for any situation 

  • No minimum balance
  • $25 to open
  • No monthly fees
  • Tiered interest rates to reward higher balances
  • Free debit card
  • 3 free withdrawals per month*
  • Mobile & Online Banking access

*Debits in excess of three per month are charged $0.10 each.


Reserve Savings

Protect yourself from possible overdraft charges while growing your funds

  • No minimum balance
  • $25 to open
  • No monthly fees
  • Tiered interest rates to reward higher balances
  • Automatically transfers funds to checking account in $50 increments to cover Non Sufficient Funds (NSF)
  • $2.00 per transfer to NSF checking
  • Free debit card
  • 3 free withdrawals per month*
  • Mobile & Online Banking access

*Debits in excess of three per month are charged $0.10 each.


Money Market Account

Ideal for those wanting limited check-writing abilities and a competitive interest rate while maintaining a higher account balance 

  • No minimum balance
  • $1,000 to open
  • No monthly fees assessed by maintaining a $1,000 account balance*
  • Tiered interest rates to reward higher balances
  • Unlimited cash withdrawals and in-bank transfers
  • Check writing option - Write up to six checks per month
  • Mobile & Online Banking access

*$12.00 maintenance fee assessed for balances below $1,000.


ISSBee Savings Club

It's never too early to start saving money! An ISSBee Savings Club account is a unique way to get kids under the age of 14 excited about saving 

  • Youth under the age of 14
  • No minimum balance
  • $10 to open
  • No monthly fees
  • Interest bearing account
  • Earn prizes for making deposits in the account
  • Mobile & Online Banking access

Christmas Club

Take the financial stress out of holiday shopping. Set aside money, earn interest and watch your funds grow all year long 

  • No minimum balance
  • No monthly fees
  • Interest bearing account
  • Funds are paid out the beginning of November
  • Annual renewal begins in November
  • Mobile & Online Banking access

Contact us to learn more.

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