Iowa State Savings Bank

Individual Retirement Accounts (IRAs)

Retired couple on dock

Set aside money for retirement with tax advantages

An IRA is used to build savings over time and is often part of a long-term retirement plan.

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When it fits

This account is often a good fit if:

  • You are setting money aside for retirement 
  • You want tax advantages tied to long-term savings 
  • You prefer to contribute gradually over time 
  • You are planning beyond your day-to-day finances 

Account details

  • Traditional and Roth IRA options available 
  • Contributions can be made each year within IRS limits 
  • Earnings may grow tax-deferred or tax-free depending on the account type 
  • Designed for long-term savings 

This account is typically used to build retirement savings over time.


Open your account

Stop in and we will walk through account options, contribution limits, and set up with you.

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Contact a banker

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