Iowa State Savings Bank

Reserve Savings

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A savings account that helps cover your checking account if your balance runs low

Reserve Savings lets you set money aside and keep it available if your checking account needs it.

Open your account

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When it fits

This account is often a good fit if:

  • You want a separate account for backup funds 
  • You want to help cover your checking account from overdrafts 
  • You prefer to keep a set amount aside and leave it in place 
  • You want to stay prepared 

Account details

  • No minimum balance 
  • Linked to your checking account to help cover your balance when needed*
  • Earn tiered interest on your balance 
  • See current rates

This account gives you a place to keep extra funds set aside and available when needed.


Open your account

Open your account online in just a few minutes or stop in and we will walk through it with you.

Open your account

Visit a location

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* Automatically transfers funds to checking account in $50 increments to cover Non-Sufficient Funds (NSF )$2.00 per transfer to NSF checking.
 

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