Iowa State Savings Bank

Interest Rewards Checking

bought coffee with debit card

A checking account that rewards consistent use

Interest Rewards works well for accounts with regular activity and rewards you with a special rate when you use your account consistently. 

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When it fits

This account is often a good fit if:

  • You use your debit card regularly 
  • You have at least one direct deposit or automatic withdrawal each month 
  • You keep a higher balance in your checking account 
  • You are comfortable meeting a few simple monthly activity requirements 

Account details

  • No minimum balance 
  • No monthly fee 
  • Online statements included
  • Earn special interest rate on balances up to $15,000 during each statement cycle when you meet the following criteria:
    • Must have one direct deposit OR automatic withdrawal*; AND
    • You must have 25 settled debit card purchases per statement cycle
  • See current rates

Get your debit card right away

Pick up your debit card in Creston shortly after opening your account or receive it by mail in a few days.


Open your account

Open your account online in just a few minutes or stop in and we will walk through it with you.

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**Automatic withdrawals are funds transferred outside of ISSB.

Paper statements available for $5 per month.

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