Relationship Checking
Checking built for real life. Digital when you want it, local when you need it!
At Iowa State Savings Bank, we’re proud to serve our neighbors, support local businesses, and invest in the communities we call home. With our Relationship Checking accounts, you can earn valuable rewards just for managing your everyday finances, while enjoying the personal service and hometown support you expect from a community bank.
Explore our account options below to find the checking account that fits your life. Open one of our Relationship Checking accounts today to experience a better way to bank - right here at home!
Interest Rewards
An interest-bearing account that pays a higher interest rate for banking electronically.
- No minimum balance
- No monthly service fee
- Earn interest on daily balances, interest paid monthly
- Interest Rewards "special" rate earned on balances up to $15,000 during each statement cycle when the following criteria is met:*
- One direct deposit OR one automatic withdrawal AND
- 25 settled debit card purchases per statement cycle
- Free online statements**
*Balances over $15,000 will earn the Interest Rewards Market Rate. If electronic banking criteria is not met, the entire balance will earn the Interest Rewards Base Rate. **Paper statements available for $5/statement cycle.
Simple Cash Back
A simple, worry-free account that rewards for debit card usage.
- No minimum balance
- No monthly service fee
- Earn a $0.10 cash back reward with each settled debit card purchase*
- Free online statements**
*Up to $5 per statement cycle, per account **Paper statements available for $5/statement cycle.
Premier
A traditional interest-bearing account with tiered interest rates based on balance. This account also offers additional banking perks.
- No monthly service fee if minimum daily balance of $2,500 or average daily balance of $5,000 is maintained*
- Earns interest on daily balances, interest paid monthly
- Discounted checks**
- Free online or paper statements
- Preferred interest rates on CDs
*If balance does not qualify, a $10 monthly service fee will be assessed. If you have over $50,000 aggregated balance, monthly fee will be waived.
