Iowa State Savings Bank

Christmas Club

Mom & daughter with Christmas Tree

Plan ahead for holiday spending

Christmas Club gives you a consistent way to set money aside throughout the year so funds are ready when the holidays come around.

Open your account

Contact a banker


When it fits

This account is often a good fit if:

  • You want to spread out holiday costs over the year 
  • You prefer a structured way to save 
  • You like having funds set aside ahead of time 
  • You want to avoid last-minute expenses 

Account details

  • No minimum balance
  • No monthly fees
  • Earn interest
  • Funds are paid out at the beginning of November
  • Annual renewal begins in November

This account helps you set money aside so it is ready when you need it.


Open your account

Open your account online in just a few minutes or stop in and we will walk through it with you.

Open your account

Visit a location

Contact a banker

© 2026 Iowa State Savings Bank. All Rights Reserved.