Health Savings Account (HSA)
Set aside funds for healthcare expenses with tax advantages
An HSA is used alongside a qualifying high-deductible health plan and is often part of planning for medical costs.
Watch how an HSA works
When it fits
This account is often a good fit if:
- You are enrolled in a high-deductible health plan
- You want to set aside funds for medical expenses
- You prefer to pay for healthcare costs with dedicated savings
- You are planning ahead for future medical needs
- Eligibility depends on your health plan, which we can walk through with you.
Account details
- No setup fee
- No monthly maintenance fee
- Earn tiered interest
Contribution limits
Annual contribution limits are set by the IRS and may change each year.
| HSA Type | 2025 | 2026 |
|---|---|---|
| Single HDHP | $4,300 | $4,400 |
| Family HDHP | $8,550 | $8,750 |
An additional $1,000 catch-up contribution is available each year for individuals aged 55 and older.
Open your account
Stop in and we will walk through eligibility and set up your account with you.
