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15-Year Fixed Rate Mortgage

15-Year Fixed Rate Mortgage Options

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Iowa State Savings Bank is offering two great 15-Year Fixed Rate Mortgage options. With rates so low, now is the perfect time to get your mortgage! Don't miss out, rates are on the move. Lock in a historically low rate today, before they go up.


15-Year Fixed Mortgage

  • 15-year loan
  • Lock in a historically low rate for the life of your loan
  • Lower closing costs
  • Easy and efficient loan process
  • Personal lender to help you every step of the way
  • Keep your loan local

Long Term Mortgage

  • 16 to 30-year loan, flexible terms!
  • Low fixed rate for the first 15-years of the loan
  • Lower closing costs
  • Easy and efficient loan process
  • Personal lender to help you every step of the way
  • Keep your loan local

Lock in your great rate, before they go up!

Apply Online |  Inquire Form


Meet Our Mortgage Lending Experts

As your partner, we will guide you every step of the way to ensure your mortgage process is as easy and stress-free as possible. 

Meet our team

Contact us to learn more.


*Financing Example: 20% down payment. $100,000.00 loan. 3.75% interest rate (3.823% Annual Percentage Rate). 15 year-loan with 180 monthly payments. The monthly principal and interest payment would be $727.31. If applicable, taxes and insurance may make payments higher. Minimum credit score of 700. Standard underwriting applies. Owner occupied only.

**Financing Example: 20% down payment. $80,000.00 loan. 4.50% interest rate (4.556% Annual Percentage Rate) for first 15-years, with a 30-year amortization. The monthly principal and interest payment would be $405.40 and one last payment estimated at $53,393.49. If applicable, taxes and insurance may make payments higher. Minimum credit score of 700. Standard underwriting applies. Owner occupied only.

NMLS#421412

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