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15-Year Fixed Rate Mortgage

15-Year Fixed Rate Mortgage Options

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Today's Rates

15-Year Fixed Rate Loan        

15-Year Fixed Rate, Longer Term Loan

2.57% APR*

3.002% APR**

Apply Online |   Message a Lender


Iowa State Savings Bank is offering two great 15-Year Fixed Rate Mortgage options. With rates so low, now is the perfect time to get your mortgage! Don't miss out, rates are on the move. Lock in a historically low rate today, before they go up.


15-Year Fixed Mortgage

Today's Rate:

2.57% APR*

  • 15-year loan
  • Lock in a historically low rate for the life of your loan
  • Lower closing costs
  • Easy and efficient loan process
  • Personal lender to help you every step of the way
  • Keep your loan local

Long Term Mortgage

Today's Rate:

3.002% APR*

  • 16 to 30-year loan, flexible terms!
  • Low fixed rate for the first 15-years of the loan
  • Lower closing costs
  • Easy and efficient loan process
  • Personal lender to help you every step of the way
  • Keep your loan local

Lock in your great rate, before they go up!

Apply Online |  Inquire Form


Meet Our Mortgage Lending Experts

As your partner, we will guide you every step of the way to ensure your mortgage process is as easy and stress-free as possible. 

Meet our team

Contact us to learn more.


All interest rates are valid as of 3/30/2021 and are subject to change at anytime.

*Financing Example: 20% down payment. $100,000.00 loan. 2.50% interest rate (2.570% Annual Percentage Rate (APR)). 15 year-loan with 180 monthly payments. The monthly principal and interest payment would be $680.26. If applicable, taxes and insurance may make payments higher. Minimum credit score of 700. Standard underwriting applies. Owner occupied only. NMLS# 421412. 

**Financing Example: 20% down payment. $80,000.00 loan. 2.95% interest rate (3.002% Annual Percentage Rate (APR)) for first 15-years, with a 30-year amortization. The monthly principal and interest payment would be $335.24 and one last payment estimated at $49,036.51. If applicable, taxes and insurance may make payments higher. Minimum credit score of 700. Minimum loan amount of $80,000.00 Standard underwriting applies. Owner occupied only. NMLS# 421412. 

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